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Multi-timeframe targets
$18.91
Current Price
24.42B
Market Cap
39.8
P/E Ratio
$32.73
52W High
$14.88
52W Low
CEO
Anthony Noto
Employees
5,000+
Year Founded
2011
Headquarters
San Francisco, California
Sector / Industry
Financial Services · Credit Services
Market Cap
24.42B
Today's High
$19.17
Today's Low
$18.07
Open
$18.18
Previous Close
$17.92
52-Week High
$32.73
52-Week Low
$14.88
Today's Volume
62.40M
Avg. Volume
68.79M
Overnight Volume
N/A
Shares Outstanding
1.29B
P/E Ratio
39.82
EPS
$0.47
Beta
2.20
Dividend Yield
N/A
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Quarterly expected vs. actual performance
| Quarter | Date | EPS Est. | EPS Actual | Surprise | Rev. Est. | Rev. Actual |
|---|---|---|---|---|---|---|
| Q2 2026 | 2026-07-29 | 0.11 | 0.12 | +9% | $1.15B | $1.20B |
| Q1 2026 | 2026-04-29 | 0.12 | 0.12 | +0% | $645M | $645M |
| Q4 2025 | 2026-01-30 | 0.12 | 0.13 | +8% | $615M | $620M |
| Q3 2025 | 2025-10-28 | 0.08 | 0.11 | +38% | $580M | $590M |
Earnings data is AI-compiled from public sources and may be delayed or approximate. Not financial advice.
Price History
SoFi continues to demonstrate strong operational growth, evidenced by record Q2 2026 revenue and successful cross-selling strategies. While the 'everything app' flywheel is gaining momentum and management has raised full-year guidance, the stock faces headwinds from client concentration in the Technology Platform segment and interest rate sensitivity. Analyst sentiment remains mixed with a 'Hold' consensus, as the market weighs impressive member growth against macroeconomic risks and competitive pressures. The stock is currently trading near its recent highs, suggesting a period of consolidation is likely as investors await further proof of durable profitability.
7-Day Target
$19.98
30-Day Target
$22.00
6-Month Target
$25.57
AI Confidence
Risk Level
High
Analyst Target
$8.5
The transition to a bank charter significantly lowers funding costs, and the rapid growth of the financial services and technology platform segments provides sustainable, diversified revenue streams beyond traditional lending.
High interest rate environments and economic headwinds could lead to increased loan default rates and reduced consumer demand for refinancing, hurting profitability.
SoFi Technologies is a digital financial services company that offers a comprehensive suite of banking, lending, and investment products through its integrated mobile-first platform. By utilizing its bank charter, the company aims to provide a one-stop-shop for personal finance needs while achieving cost efficiencies through its proprietary technology stack.
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Stockinhood's AI generates multi-timeframe price targets for SOFI (SoFi Technologies, Inc.), including 7-day, 30-day, and 6-month outlooks based on market data, technical indicators, and news sentiment. These estimates are for informational purposes only and do not constitute financial advice.
Our AI assigns a sentiment signal (Bullish, Bearish, or Neutral) to SOFI based on multiple factors including price trends, momentum, and market conditions. The current AI signal is Neutral. This is AI-generated research, not financial advice — always consult a licensed advisor before investing.
The AI-generated price target for SOFI is based on multi-timeframe analysis and represents a hypothetical scenario, not a guarantee. The current price is $18.91. Price targets are educational estimates and should not be relied upon for investment decisions.
Exposure to credit risk within the personal loan portfolio Regulatory uncertainty regarding student loan repayment policies Increased competition from traditional banks and other fintech players Sensitivity to interest rate volatility affecting net interest margins All risk analysis is informational only and not financial advice.
SoFi Technologies, Inc. (SOFI) operates in the Financial Services sector, specifically the Credit Services industry. This classification helps investors understand the company's business focus and compare it with peers in the same sector.
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